Lending Review

By Sukhwinder Shoker on Tuesday 12 May 2015

Alternative Lending

Top 5 UK P2P Platforms by Market Share Rank


Last 3 Month Market Share

Month to Date Volume

Cumulative Origination







Funding Circle















Market Invoice




Source: www.altfidata.com

LendInvest have enjoyed a strong start to the month with over £17.8m in loan financing together with the announcement of Bart Boezeman appointed as Chief Marketing Officer. Following Zopa’s industry record breaking month for volume originations in April (£45.4m), performance so far this month has lagged other prominent UK platforms. However, we could expect to see a surge in Zopa’s volumes as May proceeds as a result of increasing institutional involvement.

According to the Liberum AltFi Volume Index, the top 5 UK platforms by 3 month market share command 81% of UK market share – a significant proportion of the market. The five platforms offer a diverse range of products to investors in the UK marketplace lending industry including consumer, SME, property and invoice financing.

The Liberum AltFi Financial Disruptors Index tracks companies that have been leading a new wave of innovation in financial services. The 3 month return for the index currently stands at 4.7%, a return lower that that reported in the last lending Review. Weak stock performance for OnDeck and NationStar Mortgage Holdings contributed to underperformance of the LAFDI against the MSCI world index.

In the previous lending review AltFi Data published their prediction on the trajectory of UK Cumulative volumes in 2015. In a similar analysis for the rest of the European industry we predict that industry volume in Europe (ex UK) will breakthrough through  €1bn in July 2015

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