Lending Review

By Sukhwinder Shoker on Wednesday 15 July 2015

Alternative Lending

Top 5 UK P2P Platforms by Market Share

Rank

Platform

Last 3 Month Market Share

Month to Date Volume

Cumulative Origination

1

Zopa

20.73%

£8.4m

£929.m

2

RateSetter

18.62%

£8.6m

£688.8m

3

Funding Circle

17.75%

£5.7m

£703.9m

4

Market Invoice

11.08%

£6.2m

£437.m

5

LendInvest

10.71%

£.m

£344.9m

Source: www.altfidata.com

Zopa is approaching the £1bn mark in cumulative originations that is likely to be fulfilled towards the end of August. RateSetter is currently topping month to date volume, however, we have seen some platform volumes accelerate at various points in a month so predictions may be inaccurate on an end of month basis.

Moving onto the returns generated from Marketplace lending, the Liberum AltFi Returns Index (LARI) currently stands at 5.23%.

Meanwhile over in equity crowdfunding AltFi Data has looked into crowdfunded companies using Companies House data to discover if these businesses are still active, have overdue accounts/returns or have become dissolved. Interestingly this information is not provided by equity crowdfunding platforms in a similar standardized format of default statistics provided by P2PFA members.

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