Codat raises $10m, sets sights on US expansion

By Aisling Finn on Friday 12 June 2020

Digital Banking

The funding comes from Index Ventures, a famed investor in some of the most well-known fintechs.

Codat raises $10m, sets sights on US expansion
Image source: Codat.

Financial API provider Codat closed a $10m funding round yesterday, taking its total to just over $16m raised to date.

The fintech says the funding will be used to create a “business data superhighway”, helping it launch its services in the US and also to grow its employee numbers to 100 by the end of the year.

The cash was raised by venture capital firm Index Ventures, which has backed some of the world’s biggest fintechs such as Robinhood, Plaid, Revolut and TransferWise.

Following the injection of funding, two partners from Index Ventures, Jan Hammer and Stephan Kurgan, will join Codat’s board.

Founded in 2017 by former MarketFinance colleagues Peter Lord (CEO), Alex Cardona (COO) and David Hoare (CTO), Codat lets banks and fintechs alike to plug into its single API to access customer data in real-time.

“The way small businesses interact with banks has been broken for a long time,” Peter Lord, CEO and co-founder of Codat said, “They operate in a system that’s clumsy and unable to scale. Coronavirus has exposed those weaknesses for all to see and accelerated the urgency of digitisation.”

“At Codat, we’re trying to shift the model for business communication from being like exchanging letters in the post, to instead having an intelligent real-time platform that automates communication and builds trust between the parties.”

Jan Hammer, partner at Index Ventures and recently-appointed board member of Codat, added: “Codat represents a huge opportunity to increase the bandwidth and speed of business interactions. 

“It makes data exchanges between businesses smoother and more responsive, as it allows systems to communicate electronically and seamlessly with each other in real-time.”

Codat currently helps 10,000 SMEs connect directly to the 50 financial providers it works with, including iZettle, Experian and top banks in the UK.

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