Jeremy has been building banks globally for over 20 years. Prior to founding Pennyworth, Jeremy was Managing Director of Barclays Digital Consumer Bank, a U.S challenger bank he formed in 2016. Before that he was a member of Barclays UK Management Committee and led Barclays Consumer Lending to become the UK’s largest digital lender. Jeremy was CFO and later CMO for Barclays Europe. He built a de-novo bank in Indonesia and launched credit-card bank EnterCard in the Nordic Region. Most recently he was advising Swedish fintech Klarna on banking strategy.