Nicky Goulimis is Co-Founder of Nova Credit, Board Director, and Executive Director of Nova Credit UK. Before founding Nova Credit, Nicky was a consultant at Bain & Company, where she served a number of distressed European Retail Banks on their transformation and liquidity strategies. Nicky began her career in the international development space working for a Ugandan NGO, and later Ethiopia’s Ministry of Agriculture on its smallholder farmer financial access initiatives. Nicky is originally from Greece and grew up in the U.K. She holds a BA from Cambridge (1st class) and an M.B.A. from the Stanford Graduate School of Business, where she received the Miller Social Change Leadership Award.